Privacy Policy
Last Updated: January 15, 2025
At noteultrafeed, we take your privacy seriously. This policy explains how we collect, use, and protect your personal information when you interact with our financial modeling education platform. We're based in the Philippines and comply with the Data Privacy Act of 2012 (Republic Act No. 10173), which governs how we handle your data.
By using our website and services, you're agreeing to the practices described here. If something doesn't sit right with you, please reach out before proceeding.
1. Information We Collect
Personal Information You Provide
When you sign up for our learning programs or contact us, we collect information that you voluntarily share:
- Full name and email address
- Phone number (if you choose to provide it)
- Professional background and current role
- Company name and industry sector
- Payment information when enrolling in paid programs
- Any other details you include in forms or correspondence
Automatically Collected Data
Like most websites, we automatically gather certain technical information when you visit:
- IP address and general location data
- Browser type and operating system
- Pages you visit and time spent on each
- Referral source (how you found us)
- Device information and screen resolution
Learning Activity Data
If you enroll in our programs, we track your progress to help you learn better. This includes course completion rates, quiz scores, downloaded materials, and participation in discussion forums.
2. How We Use Your Information
We're not in the business of collecting data for its own sake. Here's what we actually do with what you share:
Purpose | Details |
---|---|
Program Delivery | Providing access to courses, tracking your progress, issuing certificates, and offering technical support |
Communication | Sending program updates, responding to inquiries, and sharing relevant educational content |
Payment Processing | Handling enrollment fees and maintaining transaction records |
Platform Improvement | Analyzing usage patterns to enhance our learning materials and user experience |
Legal Compliance | Meeting regulatory requirements and protecting our rights when necessary |
We don't sell your personal information to third parties. Period. Your data stays with us unless you explicitly agree otherwise or we're legally required to share it.
3. Data Sharing and Third Parties
Sometimes we need help from other companies to run our platform effectively. When we work with these partners, we make sure they respect your privacy:
Service Providers We Use
- Payment processors for secure transaction handling
- Email service providers for program communications
- Cloud hosting services for data storage
- Analytics tools to understand how people use our site
These partners can only access information necessary for their specific functions. They're contractually obligated to keep your data confidential and use it solely for the services they provide to us.
Legal Disclosure
We may disclose your information if required by Philippine law, court order, or government regulation. This also applies if we need to protect our legal rights or prevent harm to others.
4. Your Rights Under Philippine Law
The Data Privacy Act gives you several rights regarding your personal information. Here's what you can do:
Access and Portability
You can request a copy of all personal data we hold about you. We'll provide this in a commonly used format within 30 days of your request.
Correction and Updates
Notice something outdated or incorrect? Let us know and we'll update your information promptly. You can often do this yourself through your account settings.
Deletion and Erasure
You can ask us to delete your personal data. We'll honor this request unless we're legally required to keep certain records (like transaction history for tax purposes). Some anonymized data may remain in our systems for analytics.
Objection to Processing
You can object to how we use your information for marketing purposes. Just opt out of our emails or contact us directly. We'll stop those communications, though we may still need to send service-related messages about programs you're enrolled in.
Filing Complaints
If you believe we've mishandled your data, you have the right to file a complaint with the National Privacy Commission of the Philippines. We'd prefer you contact us first so we can address your concerns directly.
5. Data Security Measures
We've implemented multiple security layers to protect your information from unauthorized access, alteration, or disclosure:
- SSL/TLS encryption for all data transmitted to and from our servers
- Encrypted database storage for sensitive personal information
- Regular security audits and vulnerability assessments
- Access controls limiting who on our team can view personal data
- Secure payment processing through PCI-compliant providers
- Regular backups stored in geographically diverse locations
That said, no system is completely impenetrable. While we do everything reasonably possible to protect your data, we can't guarantee absolute security. If you notice any suspicious activity related to your account, contact us immediately.
6. Data Retention Periods
We don't keep your information forever. Here's how long we typically retain different types of data:
Data Type | Retention Period |
---|---|
Account Information | Duration of active enrollment plus 2 years |
Learning Progress Records | 5 years after program completion |
Payment Records | 7 years (per Philippine tax regulations) |
Marketing Communications | Until you unsubscribe or 3 years of inactivity |
Website Analytics | 26 months from collection date |
After these periods, we either delete or anonymize your data so it can no longer identify you personally.
7. Cookies and Tracking Technologies
Our website uses cookies and similar technologies. These small files help us remember your preferences and understand how people interact with our platform.
Types of Cookies We Use
- Essential Cookies: Necessary for the website to function properly. You can't opt out of these without breaking core features.
- Performance Cookies: Help us understand which pages are popular and where people encounter problems.
- Functionality Cookies: Remember your preferences like language settings or login status.
- Analytics Cookies: Provide aggregated statistics about site usage patterns.
You can control cookies through your browser settings. Keep in mind that blocking certain cookies may affect your experience on our site.
8. International Data Transfers
While we're based in the Philippines, some of our service providers operate servers in other countries. When your data crosses borders, we ensure adequate protection through:
- Contracts requiring equivalent privacy protections
- Selection of providers in jurisdictions with strong data protection laws
- Regular compliance audits of international partners
- Encryption during transmission and storage
The National Privacy Commission has guidelines for cross-border data transfers, and we follow them closely.
9. Children's Privacy
Our programs are designed for working professionals and analysts, not children. We don't knowingly collect information from anyone under 18. If you're a parent who discovers we've inadvertently gathered data about your child, please contact us and we'll delete it promptly.
10. Changes to This Policy
Privacy regulations change, and so do our practices. When we update this policy, we'll post the revised version here with a new "Last Updated" date. Significant changes will be communicated directly via email to enrolled students.
We recommend checking this page periodically, especially before sharing new information with us.
11. Marketing Communications
If you've signed up for our newsletter or inquired about programs, we may send you educational content and course announcements. You can opt out anytime by clicking the unsubscribe link in any email or adjusting your preferences in your account settings.
Even if you unsubscribe from marketing emails, we'll still send essential messages about programs you're enrolled in or services you've purchased.
Questions About Your Privacy?
If you have concerns about how we handle your data or want to exercise any of your rights, reach out to our Data Protection Officer:
Email: support@noteultrafeed.com
Phone: +63 960 566 6365
Address: Ground Floor, SM City General Santos, San Miguel St, Lungsod
ng General Santos, 9500 Timog Cotabato, Philippines
We'll respond to privacy inquiries within 15 business days.